TransUnion's website doesn't specify it, but you may want to include with your letter photocopies of your driver's license and recent utility bills or bank statements in your name. Goldman Sachs 1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application. Send a business letter (via certified mail, if possible) containing your name, address and Social Security number to: Instead, it will tell you to send a written request in the mail. How to set up a TransUnion credit freeze by mail Unfortunately, whether online or by phone, if there are any discrepancies between your personal information and the information in the credit bureau’s database, the system won’t sign you up. You'll also have to choose a PIN to unfreeze and freeze your credit. You can request a TransUnion credit freeze for your husband, wife or any of your children who are under 15. The TransUnion TransRisk score ranges from a low of 300 to a high of 850, where 850 is considered to be excellent. Perhaps it’s not your credit that’s been compromised, but rather a loved one’s. You'll be asked for your name, address, date of birth and Social Security number, and will have to answer identity-verification questions. To freeze your TransUnion credit over the phone, call 1-88 to start the process. To set up a TransUnion credit freeze by phone, call 88. Subscription price is 29.95 per month (plus tax where applicable). Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness. How to set up a TransUnion credit freeze by telephone The credit scores provided are based on the VantageScore® 3.0 model. This will expedite your recovery process down. Once that's done, you'll be asked to create a password for your account and a PIN to freeze and unfreeze your credit. Step 1: File a report with the FTC and your local police department The first thing you'll want to do is report the identity theft instance to the FTC. You also get unlimited TransUnion report access, alerts, and 25K in ID theft insurance - all 100 free. Submit that information, and TransUnion will then ask you some verification questions, such as where you lived the past and which companies you've had accounts with. TransUnion makes it easy to temporarily unfreeze your credit any time you need to apply for a new loan and re-freeze it once the application is complete. Get started now Protect your identity With TrueIdentity, you can lock & unlock your TransUnion credit report with the click of a button. Go to and click "Add a freeze." You'll then need to set up an account: Enter your full name, address, email address, phone number, date of birth and the last four digits of your Social Security number. (Image credit: TransUnion) How to set up a TransUnion credit freeze online
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